WORKSHOP
Own Your Worth-Women, Wealth and the Path to Financial Independence
In 2018, UBS embarked on a groundbreaking study of US women. It started with the recognition of two major trends impacting women: increasing life expectancy and the rise of "gray" divorce meant that at some point in their lives, 8 out of 10 women will end up alone and solely responsible for their financial well-being.
Equal participation in financial decisions is seen as key to gender equality and women's financial security. Opting out of longer term financial decisions puts women at risk— liquidity risk, longevity risk and legacy risk. Recognizing the current landscape, we want to help empower you to learn how to take back your financial future now by becoming an active participant in financial decision making, while helping the next generation do the same as they navigate their finances.
In this session you will learn:
The keys to taking back your financial decisions with your spouses.
The "lingo" to participate in meetings with your financial advisor.
How to involve your children and adult children in financial decisions based on their ages.
Equal participation in financial decisions is seen as key to gender equality and women's financial security. Opting out of longer term financial decisions puts women at risk— liquidity risk, longevity risk and legacy risk. Recognizing the current landscape, we want to help empower you to learn how to take back your financial future now by becoming an active participant in financial decision making, while helping the next generation do the same as they navigate their finances.
In this session you will learn:
The keys to taking back your financial decisions with your spouses.
The "lingo" to participate in meetings with your financial advisor.
How to involve your children and adult children in financial decisions based on their ages.
Meet the Speakers
Lynn P. Fryckberg is a Senior Vice President - Wealth Management, Wealth Advisor, Financial Advisor and Portfolio Manager at UBS Financial Services. As a member of The Atlantic Legacy Group at UBS, Lynn offers you a seasoned professional with over 36 years of experience. She was one of the original “pioneers” for women in the traditionally male-oriented fields of financial and investment planning. Her passion for understanding her responsibilities for clients has awarded her the opportunity to now represent fourth generation in many of the families Lynn works with today. By concentrating on clients concerns in a highly complex world, Lynn focuses on retirement planning, estate planning, long-term care needs, life cycle planning for legacy intentions, and insurance planning. She understands the importance of a truly customized program designed to meet clients’ specific needs.
Graduated from Thomas Jefferson University (Philadelphia University) with a Bachelor of Science degree, Lynn is Series 7, 66, 63, and 31 licensed while also holding licenses in life and health insurance and annuities. She believes a balanced life is the essence of happiness; therefore she is devoted to her community volunteer efforts. Lynn believes her participation as Capital Campaign Co-Chair on the Animal Welfare Association's board in South Jersey makes her community a more rewarding place to live and work. Lynn is a beach lover and an avid gardener who enjoys outside landscaping. She has been married to her husband, Harry, for over 38 years. He and their son, Harry, are her most valuable assets. Lynn has been recognized by Forbes Top Women Wealth Advisors, 2020. |
Lulu Zappy is a Financial Advisor with The Atlantic Legacy Group at UBS Financial Services and has been working in the financial services industry since 2011. Her focus is on developing strategies and recommendations for clients to help them pursue their short and long-term financial goals. Lulu believes financial planning starts with education. Empowering clients with the knowledge and ability to make sound financial decisions is her biggest accomplishment.
Lulu grew up in Shanghai, China before immigrating to New Jersey in 1999. She graduated from Tulane University’s A.B. Freeman School of Business with dual degrees in Finance and Consumer Behavior. In addition, Lulu participates in many local community organizations including the Asia Society New York, the A.B. Freeman School of Business Alumni Association, the Alpha Epsilon Phi Alumni Association and the CFA Society of Philadelphia. In 2017, Lulu completed the international exams required to become a Chartered Financial Analyst which adds to her CERTIFIED FINANCIAL PLANNER™ title of which she earned in 2015. In 2018, Lulu earned the Chartered Life Underwriter designation (CLU®), and in 2020 she earned her Certified Exit Planning Advisor (CEPA®) designation. She holds the Series 7, Series 63, and Series 65 registrations, and is licensed as an agent for life and health insurance. |
